18
PM Mudra Yojana (PMMY)
Collateral-free business loans for micro and small enterprises, in Shishu, Kishore and Tarun categories.
Kerala ST Development Corporation Loans
Government of Kerala
Low-interest loans with subsidy for tribal entrepreneurs. Kerala's government changed in 2026 and some programmes may be renamed or revised; confirm the current rules and amounts on the official Kerala portal before applying.
🎁 Benefits
- Reported 4% loans of ₹50,000 to ₹5 lakh with 25% to 50% subsidy
✅ Who can apply
- ST entrepreneurs of Kerala
📎 Documents needed
- Aadhaar card
- Kerala residence proof / ration card
- Bank account details (Aadhaar-seeded)
- Documents specific to the scheme (income, caste, age as applicable)
🧭 How to apply
- Apply through the local self-government institution (panchayat / municipality), the concerned department or the official Kerala portal
- Keep ration card, Aadhaar and bank details ready
Related schemes
11
CGTMSE Credit Guarantee for MSMEs
Launched 2000. Collateral-free loan guarantee for micro and small enterprises. Amounts and rules change often; confirm on the official ministry porta…
6
Kerala KSCDC Loans for SC Entrepreneurs
Low-interest loans with subsidy for Scheduled Caste entrepreneurs. Kerala's government changed in 2026 and some programmes may be renamed or revised;…
7
PM Employment Generation Programme (PMEGP)
Credit-linked subsidy for setting up new micro enterprises in manufacturing and services.