Central💼 Business & EntrepreneursActive
PM Employment Generation Programme (PMEGP)
Credit-linked subsidy for setting up new micro enterprises in manufacturing and services.
PM Mudra Yojana (PMMY)
Ministry of Finance / MUDRA
Collateral-free business loans for micro and small enterprises, in Shishu, Kishore and Tarun categories.
Please double-check. This scheme record has not yet been verified by our editors against the official source. Amounts and rules may be out of date, so confirm on the official website before you apply.
🎁 Benefits
- Shishu: loans up to ₹50,000
- Kishore: ₹50,000 to ₹5 lakh
- Tarun: ₹5 lakh to ₹10 lakh
- Tarun Plus: above ₹10 lakh up to ₹20 lakh, only for entrepreneurs who have fully repaid an earlier Tarun loan (since Nov 2024)
- No collateral required
✅ Who can apply
- Any Indian citizen with a business plan for a non-farm income-generating activity
- Manufacturing, trading or service enterprise, including small shops and vendors
📎 Documents needed
- Aadhaar and PAN
- Address proof
- Business proof / plan
- Bank statements
- Passport-size photographs
🧭 How to apply
- Approach any bank, NBFC or microfinance institution, or apply via the Udyamimitra portal
- Fill the MUDRA loan application form
- Submit documents; the lender evaluates and sanctions the loan
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