18
PM Mudra Yojana (PMMY)
Collateral-free business loans for micro and small enterprises, in Shishu, Kishore and Tarun categories.
Karma Sathi Prakalpa
Government of West Bengal
Self-employment loans for young people with state support. Reported to have been started under the previous state government; after the May 2026 change of government check whether it continues, is renamed or is replaced.
🎁 Benefits
- Reported interest-free / subsidised loan of up to ₹2 lakh with state margin-money support (confirm)
✅ Who can apply
- Youth aged about 18 to 45 and returning migrant workers (as notified)
📎 Documents needed
- Aadhaar card
- West Bengal residence proof
- Bank account details (Aadhaar-seeded)
- Documents specific to the scheme
🧭 How to apply
- Apply through the concerned department, block / municipality office or the e-District / Duare Sarkar facilities
- Check the official West Bengal portal for the current process
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8
PM Employment Generation Programme (PMEGP)
Credit-linked subsidy for setting up new micro enterprises in manufacturing and services.