18
PM Mudra Yojana (PMMY)
Collateral-free business loans for micro and small enterprises, in Shishu, Kishore and Tarun categories.
Devaraj Urs Backward Classes Development Corporation Loans
Government of Karnataka
Concessional loans for backward classes and minorities. Amounts and rules change often; confirm on the official Karnataka portal (Seva Sindhu / SSP) before applying.
🎁 Benefits
- Reported loans of ₹50,000 to ₹15 lakh at 4% to 6%
✅ Who can apply
- BC, MBC and minority applicants
📎 Documents needed
- Aadhaar card
- Karnataka residence proof / ration card
- Bank account details (Aadhaar-seeded)
- Documents specific to the scheme (income, caste, age as applicable)
🧭 How to apply
- Apply on Seva Sindhu / the State Scholarship Portal (SSP) or through the taluk office / Grama One / Karnataka One centres
- Keep ration card, Aadhaar and bank details ready
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