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National Social Assistance Programme - Old Age Pension (IGNOAPS)
Monthly pension for elderly persons from below-poverty-line households. States usually add to the central amount.
National Pension System (NPS) for All Citizens
PFRDA
Voluntary long-term retirement savings account open to all Indian citizens.
🎁 Benefits
- Market-linked pension corpus with additional tax deduction under the Income-tax Act (as per current law)
- Choice of fund managers and asset mix
✅ Who can apply
- Indian citizens aged 18 to 70 years
📎 Documents needed
- Aadhaar or other ID
- PAN
- Bank account details
- Photograph
🧭 How to apply
- Open an account through eNPS, a bank, post office or point of presence
- Pay at least the minimum contribution to keep the account active
Related schemes
8
Atal Pension Yojana (APY)
Guaranteed monthly pension of ₹1,000 to ₹5,000 after age 60 for unorganised-sector workers.
10
e-Shram Registration (Unorganised Workers)
National database of unorganised workers giving an e-Shram card and access to social security benefits.
9
NSAP Widow and Disability Pensions (IGNWPS and IGNDPS)
Launched 1995. Central pensions for widows and persons with severe disability, topped up by states. Amounts and rules change often; confirm on the of…