6
PM Mudra Yojana (PMMY)
Collateral-free business loans for micro and small enterprises, in Shishu, Kishore and Tarun categories.
Mukhyamantri Swarozgar Yojana (MSY 2.0)
Directorate of Industries
Self-employment loans with margin-money subsidy; version 2.0 runs from 2025-26 to 2029-30. Amounts and rules change often; confirm on the official Uttarakhand portal (Apuni Sarkar / department site) before applying.
🎁 Benefits
- Reported loans up to ₹25 lakh (manufacturing) or ₹10 lakh (services) with a 25% subsidy (up to ₹6.25 lakh for manufacturing); higher rates in hill districts
✅ Who can apply
- Uttarakhand residents aged 18 to 45, at least Class 8 pass
📎 Documents needed
- Aadhaar card
- Uttarakhand permanent residence certificate
- Bank account details (Aadhaar-seeded)
- Documents specific to the scheme (income, caste, age as applicable)
🧭 How to apply
- Apply through the concerned department, the district office, a Common Service Centre or the official Uttarakhand portal
- Keep Aadhaar and bank details ready
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