0
PM Jan Dhan Yojana (PMJDY)
Zero-balance bank account with RuPay debit card and accident insurance for everyone without a bank account.
Public Provident Fund (PPF)
Ministry of Finance
Long-term tax-saving savings scheme. Amounts and rules change often; confirm on the official ministry portal before applying.
🎁 Benefits
- Reported 7.1% interest, 15-year lock-in, tax benefits up to ₹1.5 lakh
✅ Who can apply
- Any resident individual
📎 Documents needed
- Aadhaar card
- Identity and address proof
- Bank account details
- Documents specific to the scheme
🧭 How to apply
- Apply through the ministry portal, the state department or the nearest government office
- Keep Aadhaar and bank details ready
Related schemes
1
PM Jeevan Jyoti Bima Yojana (PMJJBY)
Life insurance cover of ₹2 lakh for a very low annual premium, linked to your bank account.
0
PM Suraksha Bima Yojana (PMSBY)
Accidental death and disability insurance of up to ₹2 lakh for a premium of about ₹20 a year.